Basement Waterproofing and Financing

Storms affecting the Northeast part of the United States are not over, and with the warm weather just around the corner, rain accumulation for many homeowners is not something they are looking forward to experience.

Basement waterproofing companies are busy during this time of year because this is the time when water accumulates around the foundation and find its way to the basement and the walls of your home.

What are some of the signs that you need to see to call a professional instead of procrastinating?

  • Wet spots on the walls,
  • Cracks or shifting
  • Have water sitting on the floor of your basement

If you have problems with any of these issues happening in your home, it is time to call a waterproofing company to inspect it.There are many “quick” solutions you can try before making that call, but eventually, you will need to call a professional to inspect the home.

Are you afraid you cannot afford the basement waterproofing your home needs?

If you do your homework and call at least three trustworthy companies, and compare prices, you will learn that basement waterproofing is not as expensive as you might think.  Some of these companies will provide companies where you can get the financing available, or you can always talk to your personal bank representative to see if their loan offer is better for you than going with the banks the basement waterproofing guys provided.

What loans can you get?

  • A Home Equity Line of Credit is a good choice for you if you have a first mortgage with the bank already.  This kind of loan lets you pay it back at your own pace as long as you pay the minimum payment on time.  You can get a good interest rate for this kind of loan if you shop around.
  • Home Equity Loan lets you borrow a fixed amount with a fixed payment over a period of years.  It can be a 15 or 30 year home equity loan if that is what you wish.  Take into consideration the interest you will be paying over that amount of time, if the interest rate is too high, shop around.
  • Credit Card charges to pay for home remodeling or home repairs is something that we personally do not recommend.  Many people pay for the remodel or materials with credit cards because they want to acquire “points”, but at the end of the day, that is not a solution we recommend.

Whatever route you want to take, talking to the basement waterproofing company for solutions to your basement problem and then for financing available it is the recommended route many homeowners take.  Do your homework first, and you will see great results.


Basement Waterproofing For The Spring

One of the best parts of owning a home is that you are in total control of it.  Certainly, you do have a mortgage, and you do need to make the payments, but the upkeep, the additions, and the remodeling are all up to you. 

Basement waterproofing is a great way to make sure you can enjoy the basement of your home if that is your desire.  Using it for storage, or to have extra rooms to enjoy, the basement of your home can provide a lot of extra space for you and your family.

One of the most important factors for providing a dry basement for your home, it’s the drainage system you have outside the house. It is true that to have a dry, mold and humidity free basement, the proper drainage has to be in place first and foremost.    

The drainage system of your home includes many things many homeowners sometimes oversee. The gutters, downspouts, eaves, and the slopping and landscaping around the foundation of the home are all critically important to keep water from sitting around the foundation and eventually find its way to the basement as well.

According to many waterproof basement contractors, the surface water is one of the many concerns and problems that homeowners have.  Groundwater can be a problem as well, but surface water is the one that causes the most problems that can become costly.

How can you avoid surface water from entering the basement of your home?

Gutters: You have to start with the gutters.  A heavy rainfall can leave you with hundreds of gallons of water hitting the roof of your home and looking for a way to the ground.  If the gutters are clogged or your home doesn’t have gutters, water will undoubtedly remain around the foundation.

The gutters have to be free of debris so they can let the water runoff without difficulty.  To make sure the gutters are clear of leaves or other types of debris, clean the gutters from leaves or small twigs right after the fall season ends.

Downspouts:  Downspouts are your next item to take care of when dealing with surface water.  The downspouts should be directing the water away from the foundation of your home, and many experts believe 5 to 10 feet away from the foundation is the best distance to ensure the water does not linger close to the foundation.

Shrubbery:  The landscaping of your home is important to make the house look more appealing, but make sure the shrubbery, mulch and the slopping of the ground do not let water sitting around the foundation, and eventually the basement of your home.

Do you have questions about basement waterproofing and foundation repair? Call us, we will be happy to talk to you and offer a solution to your problem.


New Year’s Resolution: Home Improvements!

One the many New Year’s resolutions many Americans make every year is the decision to do a home project or two around their homes.  It is a good incentive and it seems more practical than other resolutions we make. 

If you have decided to do a home project and need the help of a professional, hiring a contractor may the next step for you to follow through.  If that is the case and you are ready to move forward remember this:

The state of Ohio requires licenses and permits for many sellers and other contractors in the state.

If you are ready to hire a contractor to do some work in your home, a license and permit are required if you want the work, and your home protected.

These are several businesses that require a license  and permit to do business in the state of Ohio:

  1.    Electric Contractors/Installers
  2.    Plumbers
  3.    HVAC Contractors
  4.    Real Estate Agents & Appraisers
  5.    Boiler Operators

These permits and licenses are required to perform the work and they ensure that the consumer is protected from predatory and shady contractors.  These contractors have to undergo a series of testing, criminal background checks, fingerprinting and even some financial bonding requirements.  Hiring a contractor should not be a deterrent to postpone a serious problem you have in your home. There are many contractors in the state of Ohio that have excellent customer satisfaction records and a long history in their communities.

Some of the serious problems that you may encounter when doing home projects can include:

  1. Foundation problems
  2. Basement waterproofing issues
  3. Roof issues
  4. Electrical problems
  5. Sewer problems

These issues can become a major financial problem if you ignore them, and for the majority of us, they require the help of a professional.  From a small issue that can be easily repaired, these home issues can become big problems pretty quickly.

Other home issues that people don’t tend to take seriously are the gutters and the drainage system in their home.  If you want the rain and snowmelt to drain away from the foundation of your home, you need to have gutters and the drainage pipes to take the water at least ten feet from the foundation, otherwise you will have water sitting around the foundation of your home that will eventually find its way to the walls and basement of your home.

If you are ready, and before hiring a contractor, check your local BBB website to find the rating of some of these businesses.  Check customer satisfaction reviews and complaints about the business, and call at least three different contractors before you make a decision.

Have a spectacular and a great home improvement year!


Safety Advice For This Holiday Season

During this holiday season, it is expected that family members will visit and some of them will stay overnight or perhaps spend some days with the family.  Rooms are needed and the habitable space available becomes a bit too crowded. Many family home projects are done during this season to freshen up your home or to provide room needed for those out of town families.  If you are thinking along those lines, and you need extra space to shelter the relatives, waterproofing your basement before starting a basement remodeling project is one of the projects that will increase the value of your home while providing a cleaner, better living place for you.

For more about this and other topics, follow the links below.


Don’t Let Clogged Drains Ruin Your Winter

In the especially brutal winters that Toronto is sometimes host to, it is especially crucial that homeowners keep the drains clean, clear, and well maintained by a professional drain cleaning service. When pipes are clogged in freezing weather, not only does the water freeze within the pipes, so does whatever is causing the clog, which can be an especially annoying and costly mess during the winter months. Contrary to what many people may believe, even minor clogged drains can cause serious problems to the plumbing system, which is why it is very important that homeowners enlist the help of a professional plumber before the problem worsens, so the problem be fixed as quickly as possible.

Along with the obvious mechanical problems that can arise when plumbing issues are not taken care of promptly, there is the problem of gray water, a nuisance not often though about. Gray water is filled with harmful bacteria, which pose a great health hazard if the water backs up and drains out onto the floor or into the sinks. If you’re like most households and plan to host a few people for dinner of a gathering over the winter, it’s imperative you keep the number of emergency drain cleaning services handy, just in case something goes horribly awry.


Guidelines for a warm, safe home during the holidays

AMARILLO, TX (KFDA) –

As the holiday season fast approaches, cooler weather can create potential hazards in your home.

While warm days are still a possibility, as the end of the year comes up, the weather will soon shift to cooler temperatures

The Amarillo Fire Department has released a list of actions one can do to keep your home warm and safe.

Following these actions can prevent accidents in your home or on your property:

  • Always keep a safety zone around heating equipment
  • Keep children and pets supervised
  • Never leave any form of cooking unattended
  • Secure all vacant or outbuildings on property
  • Be sure to check smoke and carbon monoxide detectors

Space heaters and other warming devices are an effective way to heat your home while saving money. However, those devices can also create an extreme fire hazard.


Can You Spot Foundation Problems in Your Home?

According to a recent study conducted by Harvard University, 40 million Americans live in a house they cannot afford.  The cost of a mortgage, insurance, and taxes are more than they can afford.  The decline in homeownership in the United States has declined for the 12th.consecutive year, while rent prices keep outpacing inflation in this country. The upkeep of a house is a direct correlation between what you pay for your house and the amount you need to save for the upkeep of your home. If you pay $300,000 for a home, $3,000 dollars should be used to keep up with the upkeep of your home.

The upkeep of a house is a direct correlation between what you pay for your house and the amount you need to save for the upkeep of your home. If you pay $300,000 for a home, $3,000 dollars should be used to keep up with the maintenance of your home yearly.

The foundation of your home may not be your priority when thinking about the upkeep of your home, but remember the structural integrity of the foundation is one of the most important parts of your home.

Do you need answers? Contact us, we will be happy to offer a solution to you.


Can You Identify These Common House Foundation Issues?

How many times have you heard someone dismiss foundation cracks as simply an old house that’s “settling”? Ignoring foundation problems such as cracks and uneven floors can lead to serious – and expensive – problems down the road.

Homes are built on dirt and, over time, that dirt will shift and settle. Clay, for example, will contract and expand depending on the moisture. Sand will erode after significant rainfall or flooding. Plus, the average home weighs 160 tons so that’s a lot of pressure on the dirt underneath your home, explains Michael Connolly, marketing manager for Lowcountry Basement Systems, which recently moved into the Charleston market.

“Problems don’t get better, they only get worse, and the worse they get the more expensive they will be to fix,” Connolly says.


Foundation Danger: 5 Things Buyers And Sellers Need To Know

The foundation might not be the most exciting part of the house, but it is arguably the most important.

When you’re buying a home, there are plenty of fun things to focus on, like putting in an outdoor fire pit, chilling a bottle in that fancy new wine fridge, or relaxing in a soaker tub, to name a few. But before you start envisioning organizing your clothes in that fabulous walk-in closet, drop your eyes down a bit to focus on the home’s foundation. It holds up the house, after all. If what lies beneath isn’t good, it can cause lots of headaches (and cost you big).

Whether you’re a buyer with concerns about your potential new home’s foundation or a seller who has noticed some cracks, you’ll likely need to take some kind of action to resolve the issue (or at least know what you’re dealing with). Here’s what to do.


Signs of Foundation Problems

Homeowners often wonder how to identify the different signs of foundation problems. It’s definitely a good question to ask. Here’s why – the longer you wait to treat visible signs of damage, the more severe the damage can become. Left untreated, minor cracks and leaks can turn into serious structural issues that compromise the value and overall health of your home.

Your home’s structural integrity depends on the strength of your foundation. It supports everything else – walls, windows, floors, doorways, roof – so when your foundation is damaged, it can cause serious problems throughout your home.

Like most things in life, your foundation is subject to environmental stress. Expanding and contracting soil, excessive moisture and inadequate drainage are some of the most common threats to your home’s foundation. Over time, environmental stress can cause the foundation to shift, crack or settle unevenly. And homeowners can often miss the early warning signs of foundation damage.


 

Mold in The Basement

Mold and mildews are both common problems indoors and outside your home.  Humidity in your home can be an indicator that you have water seeping into the walls and floor of your basement.  Humidity is a key component to the mold growing in your basement and causing eye irritation, stuffiness, and more serious respiratory problems.  If you have a family member suffering from asthma or other respiratory problems, the mold growing in the basement could be making their symptoms much worse.

What are some of the reasons you have water sitting on the floor of the basement of your home?

Clogged gutters

If the gutters of your home are full of debris, the water may not be finding the correct pathway and overflowing.  Ensuring the gutters are unobstructed to allow the water to flow to the right spout is just common sense, and can save you some headaches along the way.

Cleaning the gutters of your home does not take long if you do them every year.  Try to have someone to help you with the ladder and make sure you follow safety precautions before you start climbing.

Drainage

If water is just gathering around the foundation of your home with no place to go, it may be a major reason why you have water on the basement floor, and seeping through the walls.   The drainage should be taking the water about ten feet from the foundation of your home.

Flower Beds

The flower beds should have the soil sloping away from the foundation to ensure the water doesn’t find a way to your basement.  Bushes and other types of greenery should be kept trim and away from touching the walls of your home as well.

Mulch

Mulch should also be laid flat close to the foundation to avoid gathering water pools and eventually seeping into the walls of the foundation.

Driveways

Even if this is not as common, unleveled driveways can allow the water to run towards the foundation instead of away creating pools of water to seep into the walls and basement of your home.

Leaking Pipes

Indoor water leaking is also a problem if you have leaking pipes without knowing where they are. Before this problem gets any bigger, replacing those leaking pipes can be the solution to the humidity and water problem in the basement.

If you need to find a solution to the water in the basement of your home, contact us, we will be happy to talk to you and offer a solution to your problem that makes sense.


Flood Insurance Coverage; Do You Have It?

 

If hurricanes Irma and Harvey have taught us anything is the fact that natural disasters can occur quickly, and with disastrous consequences.  Hurricanes in the United States are commonplace, specially in Florida and the coastal regions of the country. 

With the hurricanes or heavy rains, flooding is a natural disaster that can occur to any of us.  Flooding can affect people in  every state, and is one of the most common natural disasters in the country.

As homeowners, we cannot control the occurrence of hurricanes, nor  predict the severity or the financial implications that come along with those disasters, but we can help our homes and our financial stability  by ensuring that we do have flood insurance for our homes.

If you have homeowners insurance, it does not mean you have flood insurance.  Make sure you buy it separately through your home insurance agent, so you know you are protected.

According to the Federal Emergency Management Agency (FEMA) one inch of water in your home can cost you more than $20,000 in damages, why risk not having flood insurance coverage?

For more about this and other topics, follow the links below.


What Flood Insurance Does and Does Not Cover

Hurricanes Irma and Harvey puts renewed attention on the policies. Here’s what you need to know.

The devastation from Hurricane Irma is far from over, but property owners in Florida—as well as those who faced Hurricane Harvey in Texas and Louisiana—are already facing the daunting task of rebuilding.

Beyond the human tragedy, the widespread flood damage caused by the storm serves as an important reminder to homeowners in the region—and around the country—about what is covered by insurance and what you need to know about protecting yourself.

As most property owners know, homeowners insurance doesn’t cover flood damage. But even in Florida, Texas and Louisiana—where many people live in coastal areas—only about 20 percent have flood insurance, according to a study by the Washington Post.


About 80% of Hurricane Harvey victims do not have flood insurance, face big bills

NEW YORK – Homeowners suffering flood damage from Harvey are more likely to be on the hook for losses than victims of prior storms — a potentially crushing blow to personal finances and neighborhoods along the Gulf Coast.

Insurance experts say only a small fraction of homeowners in Harvey’s path of destruction have flood insurance. That means families with flooded basements, soaked furniture and water-damaged walls will have to dig deep into their pockets or take on more debt to fix up their homes. Some may be forced to sell, if they can, and leave their communities.

All these people taken out in boats, they have a second problem: They have no insurance,” said Robert Hunter, director of insurance at the Consumer Federation of America.


What You Need To Know Before Buying A Home

Buying or selling a home? There are different reasons why people buy or sell homes.  If this is your first home, buying one seems like establishing ownership and perhaps equity in a home.  If this is not your first home, maybe upgrading to a bigger one seems like the thing to do.  Regardless of the reasons why you are thinking of buying a home, there are many pitfalls you have to be aware of before you commit the though to the actuality. 

Even if a home inspection is done, it does not mean you won’t encounter issues with the home you are buying.  Home issues that are undisclosed by the seller can be fought over in a court of law, but it is better to be prepared before you get to that point.

For more about this and other topics, follow the links below.


How to determine if you have a case against a home seller over an inaccurate disclosure form

I have a question about disclosure. My sellers gave me a disclosure statement that said there were no defects in the home. After we moved in and took down some drywall we found big cracks in the basement foundation. We also found major dry rot.

We called our buyer’s agent and she went to the seller’s agent. Apparently, they gave us the wrong disclosure statement. The old disclosure statement in the file mentioned the cracks. We didn’t get any of that. Should the listing agent pay for repairs?

When we usually get these questions, there is lots of smoke but no smoking gun. In this case, it seems you just found one. A seller is supposed to be truthful when answering the disclosure statement for the buyer. The buyer is entitled to rely on that disclosure statement in buying a home. And, if a seller lies, the buyer is entitled to go after the seller for damages sustained because of an omission in the disclosure statement given to the buyer.


First-Time Homeowner Mistakes

When you own a home, repairs and improvements are inevitable, but keep in mind not every job is DIY. Before you head to the home improvement store, check out these common first-time homeowner mistakes.

Using Bleach for Everything

Bleach is a heavily corrosive material that can eat through sealant on stone surfaces like granite. It can discolor laminate and colored grout, fade enamel and acrylic tubs, and corrode seals within your disposal. It is the often the “go-to” for removing mold, and while it may be successful in some areas, it can actually feed mold growth on absorbent and porous materials, such as grout.

Good ole’ water and vinegar are really all you need for most household cleaning jobs. However, heftier mold or mildew issues, may require a commercial anti-fungal product.

Improper Caulking

Caulking seems like an easy enough job, but there are a million different products out there and choosing the right caulk is critical. The final choice depends on the project. Is it interior or exterior? Does it involve concrete, gutters, roof, moulding, windows, plumbing, etc.?


Yes, You Can Sell a Fixer-Upper As Is, but Should You?

So your home has foundation problems and you just got an estimate for fixing it. Ouch! Or maybe a leak in your roof has led to the discovery that the entire thing needs to be replaced. Or termites have been eating their way through the wood frame of your home, and you’re just now catching on. Whatever the calamity, you always have the option of selling your home even if it needs major repairs. But does it make more sense to sell your house  as is, or put big bucks toward a renovation?

Selling a fixer-upper—even without fixing the major issues

The good news is you can, in fact, sell a fixer-upper. (Let’s not forget where Chip and Joanna Gaines get those dumps to renovate on HGTV’s “Fixer Upper”!) Deciding to sell a home with foundation problems, for example, depends on your financial situation, your equity in the property, and the potential sale price for it, says David Long, a real estate agent with Ebby Halliday Realtors in Plano, TX.


IFrame

 

 

Home Improvements For The Fall

There are many home issues to keep mind when buying or remodeling  a home.  The biggest home tickets are the roof, a foundation stabilization problem, basement waterproofing and the installation of an Air condition and heating system.

A roof in need of repairs can be visible from the outside.  Loose shingles or other issues like water getting into some parts of your home are visible to you and do not need a home inspector to tell you that.  A new roof is an expensive project for the homeowner, but one that cannot be postponed.

For the foundation of your home, there are two types of foundation problems: cracks that are visible to you and can become a bigger issue if ignored.  And the  displacement from unstable soil, faulty construction, old concrete , tree roots that are too close to the foundation, or the foundation has been exposed to too much water through out the years and has deteriorated over time.  Some of the early signs that you have a problem with the stability of your home are: Uneven flooring, cracked tiles or windows, and windows and doors not closing properly.

Like the roof, a foundation repair can be costly.  And if you had problems with the foundation and ignored the issues, the problems likely got worse, and so will the price.  The roof and the foundation are issues that if ignored can be costly later on.  The damage will be more and the work and material needed to solve those issues are going to cost you more.

The air conditioning and heating system is an expensive addition  to any home, but the financing is almost always available through the same companies that offer you the system.  Nowadays, the refinancing for a heating and cooling systems is about three years.  After that, you only need to maintain the upkeep of the system. With a new system, it is only a yearly checkup for the AC and the furnace in the home .

You can follow the link below to read more about home repairs.


Home Improvement May Be More Affordable Than You Expect: 3 True Stories

Would you love to upgrade or repair your home? Is there a home improvement project you’ve had simmering on the back burner for ages … but never got around to because you assumed you couldn’t afford it? Well, think again. Home repair and upgrade may be more affordable than you thought. You just need to be a little flexible, do your homework, and find a contractor who’s right for you. Read 3 true stories of homeowners who discovered that high-quality home improvement didn’t have to bust their budget.

WE GOT THE “NEW DECK” LOOK WE WANTED AT A PRICE WE COULD AFFORD

When we bought our home a year ago, we really wanted to rip out the ugly old deck (which was splintered, with loose boards and peeling paint) and do brick pavers instead. However, we couldn’t afford everything on our “to-do” home repair list all at once.


 

Basement Waterproofing and Foundation Repair

According to the Ohio Committee for Severe Weather Awareness, peak tornado season for the state of Ohio is officially between the months of  April and July. It does not mean however that tornados won’t happen at any other time. In 2016, there were 24 tornados in Ohio and the severity of each was different. According to the Ohio weather safety page, the basement of your home is the safest place to be in case of a tornado warning. 

Extreme downpours or a few inches of rain can easily tell you whether you have a dry basement or not.  If there is a problem with the drainage of your home, the few inches of rain can find a way to the basement  and make the basement unlivable.

Finding a safe, comfortable place in case of a tornado warning becomes a bit unlikely if the basement has issues.  But, that is not the right reason to find a waterproofing company. If you have water in the basement of your home, the structural integrity of the home becomes an issue, and a huge liability if you ignore the problem.

There are many problems associated with a wet basement:

  • Structural damage to the home
  • Damage to the walls, floors and belongings stored in the basement
  • Respiratory Issues
  • unlivable wasted space
  • Mold and mildew
  • humidity that can affect the air quality of your home

Finding the right waterproofing company to take care of your basement issues is not difficult.  At Pioneer Basement Solutions, we have a long history in the community with great customer satisfaction.  We let our work and customers speak for our workmanship and professionalism. If you want to tackle the basement problem, contact us, we will be happy to work with you.