Safety Advice For This Holiday Season

During this holiday season, it is expected that family members will visit and some of them will stay overnight or perhaps spend some days with the family.  Rooms are needed and the habitable space available becomes a bit too crowded. Many family home projects are done during this season to freshen up your home or to provide room needed for those out of town families.  If you are thinking along those lines, and you need extra space to shelter the relatives, waterproofing your basement before starting a basement remodeling project is one of the projects that will increase the value of your home while providing a cleaner, better living place for you.

For more about this and other topics, follow the links below.


Don’t Let Clogged Drains Ruin Your Winter

In the especially brutal winters that Toronto is sometimes host to, it is especially crucial that homeowners keep the drains clean, clear, and well maintained by a professional drain cleaning service. When pipes are clogged in freezing weather, not only does the water freeze within the pipes, so does whatever is causing the clog, which can be an especially annoying and costly mess during the winter months. Contrary to what many people may believe, even minor clogged drains can cause serious problems to the plumbing system, which is why it is very important that homeowners enlist the help of a professional plumber before the problem worsens, so the problem be fixed as quickly as possible.

Along with the obvious mechanical problems that can arise when plumbing issues are not taken care of promptly, there is the problem of gray water, a nuisance not often though about. Gray water is filled with harmful bacteria, which pose a great health hazard if the water backs up and drains out onto the floor or into the sinks. If you’re like most households and plan to host a few people for dinner of a gathering over the winter, it’s imperative you keep the number of emergency drain cleaning services handy, just in case something goes horribly awry.


Guidelines for a warm, safe home during the holidays

AMARILLO, TX (KFDA) –

As the holiday season fast approaches, cooler weather can create potential hazards in your home.

While warm days are still a possibility, as the end of the year comes up, the weather will soon shift to cooler temperatures

The Amarillo Fire Department has released a list of actions one can do to keep your home warm and safe.

Following these actions can prevent accidents in your home or on your property:

  • Always keep a safety zone around heating equipment
  • Keep children and pets supervised
  • Never leave any form of cooking unattended
  • Secure all vacant or outbuildings on property
  • Be sure to check smoke and carbon monoxide detectors

Space heaters and other warming devices are an effective way to heat your home while saving money. However, those devices can also create an extreme fire hazard.


Basement Waterproofing and Remodeling

Do you know if you have a water problem in your basement?  Many families across the country dream about having a fully functioning basement where they can enjoy with their families and friends.  A place where they cannot only store Christmas or other holiday decorations but and can spend time watching TV or playing with their kids.

What are some of the easy signs to look for in case you have water damage in your basement?

  • Water sitting on the floor of the basement
  • musty smell
  • condensation on the walls, ceiling or doors
  • cracks where the wall meets the floor
  • Rust in appliances you have in the basement
  • Dark spots on the walls or ceiling

Before starting with the basement remodeling, Do you know if there is a water issue you have to attend to first? Water problems in the basement of your home can come from two places only, the inside or outside of your home.  If there is a problem with the pipes of your home and the basement is getting water sitting on the floor, replacing the piping may be the only solution at your disposal.  If on the other hand, the water is coming from the outside, there may be different causes and solutions.

Having gutters clogged by debris and blocking the water passage could be the problem with an easy solution and a prompt fix.  If on the other hand, the foundation is the one with the problem, you may need to contact a basement waterproofing expert to look into it and offer a solution that makes sense to you.

If you know you have a basement problem and want a professional opinion, calling a contractor can be the only option you have.  Finishing a basement by yourself is a project worth doing, and one you may know how to tackle, but having a professional handling a basement project may the right  answer for you. Do you know how to hire a professional to handle your home remodeling project? If not, here is a link for you to check and see what are the right questions to ask before you hire a contractor.


 

What To Ask A Contractor

Are you planning a home project that requires you to hire a contractor?  Do you know what to ask before you begin?

Five questions you must ask a contractor:

  1. How long have you been doing this kind of work?
  2. Are you Insured?
  3. Will you provide a written estimate and warranty?
  4. Are you a licensed and registered contractor with the state?
  5.  Can you provide references I can contact?

Many honest, long time contractors won’t hesitate when you ask them these questions.  They probably expect them and would be more than happy to answer them.  A long history in the community doing the job you are hiring them to do speaks volumes and build trust between the parties.  If the company you are trying to hire has a long history in your community doing great work, the references request you are supposed to ask won’t be a problem for them.

Now, if you call the references they provided, what are some of the questions you may ask?

  1. Are you satisfied with the work they did?
  2. How long ago was the job completed? Is the job holding up?
  3. Was the price agreed upon the final price, or were there other expenses not specified in the contract?
  4.  Were they clean and orderly? Did they arrive on time?
  5. Would you work again with this contractor or company?

The secret to finding a great home contractor

Right now, renovating a home is much, much easier than it was during the real estate bubble. So how do you pick a contractor?

I recall back during the bubble how often I’d get calls from homeowners complaining they couldn’t get a call back from contractors. The frenzy around housing values going up and up and up drummed up plenty of business for contractors at that time.

During the bubble, I even heard of contractors who were so successful that they wouldn’t even give price quotes. The price would just be whatever it would be and you’d have to be in a position to pay it when the bill came due.


 

 

 

 

 

Flood Insurance Coverage; Do You Have It?

 

If hurricanes Irma and Harvey have taught us anything is the fact that natural disasters can occur quickly, and with disastrous consequences.  Hurricanes in the United States are commonplace, specially in Florida and the coastal regions of the country. 

With the hurricanes or heavy rains, flooding is a natural disaster that can occur to any of us.  Flooding can affect people in  every state, and is one of the most common natural disasters in the country.

As homeowners, we cannot control the occurrence of hurricanes, nor  predict the severity or the financial implications that come along with those disasters, but we can help our homes and our financial stability  by ensuring that we do have flood insurance for our homes.

If you have homeowners insurance, it does not mean you have flood insurance.  Make sure you buy it separately through your home insurance agent, so you know you are protected.

According to the Federal Emergency Management Agency (FEMA) one inch of water in your home can cost you more than $20,000 in damages, why risk not having flood insurance coverage?

For more about this and other topics, follow the links below.


What Flood Insurance Does and Does Not Cover

Hurricanes Irma and Harvey puts renewed attention on the policies. Here’s what you need to know.

The devastation from Hurricane Irma is far from over, but property owners in Florida—as well as those who faced Hurricane Harvey in Texas and Louisiana—are already facing the daunting task of rebuilding.

Beyond the human tragedy, the widespread flood damage caused by the storm serves as an important reminder to homeowners in the region—and around the country—about what is covered by insurance and what you need to know about protecting yourself.

As most property owners know, homeowners insurance doesn’t cover flood damage. But even in Florida, Texas and Louisiana—where many people live in coastal areas—only about 20 percent have flood insurance, according to a study by the Washington Post.


About 80% of Hurricane Harvey victims do not have flood insurance, face big bills

NEW YORK – Homeowners suffering flood damage from Harvey are more likely to be on the hook for losses than victims of prior storms — a potentially crushing blow to personal finances and neighborhoods along the Gulf Coast.

Insurance experts say only a small fraction of homeowners in Harvey’s path of destruction have flood insurance. That means families with flooded basements, soaked furniture and water-damaged walls will have to dig deep into their pockets or take on more debt to fix up their homes. Some may be forced to sell, if they can, and leave their communities.

All these people taken out in boats, they have a second problem: They have no insurance,” said Robert Hunter, director of insurance at the Consumer Federation of America.


What You Need To Know Before Buying A Home

Buying or selling a home? There are different reasons why people buy or sell homes.  If this is your first home, buying one seems like establishing ownership and perhaps equity in a home.  If this is not your first home, maybe upgrading to a bigger one seems like the thing to do.  Regardless of the reasons why you are thinking of buying a home, there are many pitfalls you have to be aware of before you commit the though to the actuality. 

Even if a home inspection is done, it does not mean you won’t encounter issues with the home you are buying.  Home issues that are undisclosed by the seller can be fought over in a court of law, but it is better to be prepared before you get to that point.

For more about this and other topics, follow the links below.


How to determine if you have a case against a home seller over an inaccurate disclosure form

I have a question about disclosure. My sellers gave me a disclosure statement that said there were no defects in the home. After we moved in and took down some drywall we found big cracks in the basement foundation. We also found major dry rot.

We called our buyer’s agent and she went to the seller’s agent. Apparently, they gave us the wrong disclosure statement. The old disclosure statement in the file mentioned the cracks. We didn’t get any of that. Should the listing agent pay for repairs?

When we usually get these questions, there is lots of smoke but no smoking gun. In this case, it seems you just found one. A seller is supposed to be truthful when answering the disclosure statement for the buyer. The buyer is entitled to rely on that disclosure statement in buying a home. And, if a seller lies, the buyer is entitled to go after the seller for damages sustained because of an omission in the disclosure statement given to the buyer.


First-Time Homeowner Mistakes

When you own a home, repairs and improvements are inevitable, but keep in mind not every job is DIY. Before you head to the home improvement store, check out these common first-time homeowner mistakes.

Using Bleach for Everything

Bleach is a heavily corrosive material that can eat through sealant on stone surfaces like granite. It can discolor laminate and colored grout, fade enamel and acrylic tubs, and corrode seals within your disposal. It is the often the “go-to” for removing mold, and while it may be successful in some areas, it can actually feed mold growth on absorbent and porous materials, such as grout.

Good ole’ water and vinegar are really all you need for most household cleaning jobs. However, heftier mold or mildew issues, may require a commercial anti-fungal product.

Improper Caulking

Caulking seems like an easy enough job, but there are a million different products out there and choosing the right caulk is critical. The final choice depends on the project. Is it interior or exterior? Does it involve concrete, gutters, roof, moulding, windows, plumbing, etc.?


Yes, You Can Sell a Fixer-Upper As Is, but Should You?

So your home has foundation problems and you just got an estimate for fixing it. Ouch! Or maybe a leak in your roof has led to the discovery that the entire thing needs to be replaced. Or termites have been eating their way through the wood frame of your home, and you’re just now catching on. Whatever the calamity, you always have the option of selling your home even if it needs major repairs. But does it make more sense to sell your house  as is, or put big bucks toward a renovation?

Selling a fixer-upper—even without fixing the major issues

The good news is you can, in fact, sell a fixer-upper. (Let’s not forget where Chip and Joanna Gaines get those dumps to renovate on HGTV’s “Fixer Upper”!) Deciding to sell a home with foundation problems, for example, depends on your financial situation, your equity in the property, and the potential sale price for it, says David Long, a real estate agent with Ebby Halliday Realtors in Plano, TX.


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Keeping The Basement Dry All Year

Not all contractors are created equal.  There are many companies and contractors that do an excellent job when they are hired for any house or business project.  And there are many other companies and contractors that do not.

Postponing a basement waterproofing job you need because of the kind of contractors you may be getting, is not something you really should do. A home with water in its basement, cracked walls, or foundation problems is a house in danger.  Foundation problems that you do not take care of right away, tend to be problems that will cost you much more later on.

Start checking the contractors you want to call through the Better Business Bureau and check their rating.  Many contractors will offer you a hassle free consultation without overselling.  Do your due diligence before you actually enter into a contract with anyone, but do not postpone a job you need for fear of the kind of contractor you might get.

For more about this and other topics, follow the links below.


Wet basement? Avoid getting soaked

Is your basement wet? Are you thinking about calling a basement-waterproofing contractor?

Stop!

Many contractors will propose installation of expensive interior drainage systems  — even if you don’t need one — when most moisture problems can be solved through less-expensive means. You’re more likely to get good results — and save a lot of money — by exploring other possible solutions and hiring a basement-waterproofing contractor only if absolutely needed.  If your home was built within the last few years, check the builder’s warranty for clauses on seepage.

Most basements get wet when rainwater runs toward the walls of houses from roofs, yards, and driveways. So your first step is to force it to run away from your home.


Keeping mold away as flooding continues

Greece, N.Y. – As water continues to flood homes along Lake Ontario, homeowners are trying to keep their homes as dry as possible.

Mold remediation is a real possibility, but it has to wait until the water stops coming in.

His backyard is surrounded by sandbags, and he has extended his sump pumps since water started moving in.

“This is the outlet of the sump pump. We extended out to the lake to get it as far away from the house as possible,” said Kehoe.

His two sump pumps are working overtime.

“Both of them run pretty much every 30 seconds or every 60 seconds pumping out [water] right now,” he said.

Mark Frillici, who owns Healthy Spaces Mold Mitigation and Basement Waterproofing, says keeping basements and crawl spaces as dry as possible is key at this stage.


Q. My wife and I are in the planning stages of finishing off half of our basement into a couple of bedrooms, and a small living/TV room. I am concerned about water and water vapor creating that mildewy basement smell once all of the construction is complete. To that end, before we start I am addressing any water entry into the basement, to which I believe I have been successful.

So that leaves water vapor. Our foundation is poured concrete with footing drains, and a coating of emulsifier on the outside. I now run a dehumidifier 24/7 in the basement during the summer months to control the humidity. We will be insulating the exterior walls of the basement on the inside. What are our options for doing this (including any necessary wall coatings) that will give us a vapor barrier ranked best to worst in your opinion.

For extra credit, I’ve seen on HDTV a certain program about siblings remodeling a house, and one of them, let’s call him “the builder,” insulates interior basement walls with straight unbacked fiberglass insulation. Is this a West Coast thing, and even allowed here in Vermont?


Reclaiming Your Basement

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Basement finishing and remodeling is a big job for any homeowner.  According to homeadvisor.com,  the prices can range from a few thousand to 30,000 or more for a completed basement remodeling.  If you are starting from scratch, and have a leaky basement, then the price can be much higher depending on the problem and the options you choose. Choosing the right basement waterproofing company to help you reclaim your basement is of the utmost importance.  Prices, material and workmanship are essential if you want the job well done. Call us, we can offer you a free, no obligation estimate to help you start on the path to a beautiful basement.


Solved! What to Do About a Flooded Basement

When your basement is a wading pool, help can’t come fast enough. Read on for the right way to dry it out—without risking your safety.

Q. Help! I went to the basement to do some laundry but found water on the floor instead! How do I rescue my flooded basement?

A. Few household issues are as scary as serious flooding, but a little quick thinking now can save you a lot of money on repairs later. Water accumulates in the basement for all kinds of reasons, including burst pipes, sewage backups, nearby tree removals, and inadequate drainage. The most common culprit is rising groundwater from heavy rainfall or melting snow. Once enough water pools around your foundation, the moisture seeps inside and travels to the lowest ground—in this case, your basement.  Whatever the root of your problem, we’ll show you how to dry out your basement—step by step.

Safety first. You might be panicking about your belongings, but safety should always be your first priority. Because water conducts electricity, entering a flooded basement can be deadly.  For water more than a foot deep, the risk of electrocution is much higher, and you’ll need to hire a professional who specializes in flood remediation.


The rise of the basement: Top tips for a better space

(BPT) – With fewer homes for sale and good returns on the remodeling investment, more homeowners are reclaiming their lower levels and remodeling their basements.

Basements are coming out of hiding these days. And they’re doing it in style, with before-and-after transformations featured everywhere from HGTV to Pinterest and YouTube.

What’s driving this trend? A tight housing market, for one thing. With houses at a premium — and a proliferation of DIY how-to’s — more homeowners are inspired to reclaim their unused space and expand their living area.

A smart, affordable upgrade

Updating your lower level is a sound investment in your home. Remodeling magazine’s 2016 Cost vs. Value Report put the average basement remodel at $61,303, with a 70.3 percent payback — a far better investment return than adding a bathroom or garage.

Props for your property value

Depending on local regulations, the additional space can often be added to your home’s total square footage, making your market listing more appealing to buyers and potentially increasing your property value.


Drought woes: Parched earth causing foundation problems in area homes

TUPELO – The drought Northeast Mississippi is experiencing has made Danny Jarvis one popular guy.

The owner of Jarvis Foundation Repair said he’s received 145 phone calls in the past three weeks from people reporting cracks in their homes.

“I’m getting six or seven calls a day now, mostly from Tupelo, Starkville and Oxford,” said Jarvis, who has been in the business for 16 years. “This is the worst I’ve ever seen it.”

Parts of Northeast Mississippi have clay-based soil and in areas of Tupelo, especially west Tupelo, there is heavy, heavy clay, said Mark Watson, a structural engineer.

“It’s called expansive clay, or shrink-swell clay,” Watson said. “It’s affected by a change in moisture content. When it’s wet, it swells. When it’s dry, it shrinks.”


 

Home Improvement Tips

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You might not be selling your home just yet, but having a list of repairs or projects to better your home is a good way to keep the maintenance to a minimum, and the value of your home increasing.  Snow, sleet, high winds, and rain can play havoc to your home if it’s not properly maintained. Gutters full of debris can be a problem when the snow comes, and the spring showers can really be a problem for the basement and foundation of your home if those gutters were not cleaned after all.  Having a list of chores to do this fall, or home improvements that you need to consider, can keep your home and wallet “healthy” this year.

For more about this and other topics, follow the links below.


Kuffa: Small details could become turn offs for a home sale

Let’s talk about simple turn offs to houses on the market.

We often get calls from people who say, “My lender (or Realtor or parent) told me I should get a home inspection even though I don’t think I really need one.”

Then the day comes for the big inspection and I’m sitting in the driveway just looking at the exterior and my brain is racing because of numerous problem areas I have seen before I’ve even left my vehicle.

Inspecting a house is like being a detective. You are looking for clues, irregularities, oddities and indications of non-professional work. Other clues may be indications that previous owners or residents were possibly “do-it yourselfers” or were just neglectful or didn’t take care of the property. As an inspector, it is always easier to inspect a building whose previous resident has lived there for a long time. This resident has more knowledge about the history of the house and usually their lifestyle and habits are more evident. Also, it is always easier to inspect a house that is represented by a real estate agent than one that is “for sale by owner.” The real estate agent has to abide by specific laws and rules, fills out required paperwork and has their reputation at stake. In my experience, The “for sale by owner” situations typically are more problem laden, less often abide by the same rules as a real estate agent and the seller has decided to cut out the real estate agent’s fees.


Waterproofing Basement Walls: Costs and Options

Tempted by ads that promise to waterproof your basement? Here’s the scoop:

If you’re trying to figure out how to cure a wet or musty basement, you’re probably curious about advertisements for products that claim to waterproof basement walls. So you wonder: Is it really possible to dry out a basement simply by sealing the walls?

Yes, it is possible — but to make sure you’re choosing the right option, you need to figure out if the moisture is coming from the outside, or if it’s actually high humidity that’s condensing on the cool walls of your basement.

How to Find Out What’s Causing the Moisture

Tape a 1-foot-square piece of aluminum foil to the inside of your basement walls, and leave it in place for 24 hours.

If there’s condensation on the outside of the foil, you have high humidity in your basement. Fix it with a portable room dehumidifier or a whole-house humidifier system instead of waterproofing products.

If the foil has condensation on the inside surface (next to the wall), it may be the soil around your house is naturally damp from a high water table or poor soil drainage. In that case, waterproofing your basement walls can be useful.


How to Conquer the Huge Problems Found During Home Inspections

You’ve finally found a buyer for your beloved home and signed a deal. Phew, what a relief! But then comes the reality check, aka the “home inspection.” Such simple words, yet so fraught with stress and fear! Many contracts include a contingency that allows the buyer to back out if serious problems are found during inspection. So, bring on the fear.

Of course, you know your home and you think it’s just fine, but maybe a professional with a less sentimental eye might see it differently?

To keep at least one step ahead, check out these common issues found during an inspection. That way you can fix them, save the deal, and even save yourself!


 

Foundation and Basement Problems and Solutions

pioneer (14)Port Canaveral sustained millions of dollars in damages due to hurricane Matthew, North Carolina faired a bit worse with 1.5 billion worth in damages to homes and businesses across the coast.  Flooding is still a problems in those areas, and government officials hope the flood will recede in one more week. It is hard to predict and prepare for catastrophes like this, but for many homeowners our problems are not so significant.  Water seeping into the basement of your home doesn’t seem so huge after reading about the people in North Carolina.  It doesn’t mean you don’t have to take care of that problem, it means the problem doesn’t seem so big after all.  If you have problems with the basement or foundation of your home, we will be happy to offer you a hassle free, no obligation consultation to see if we fit your needs.  Contact us, we will be happy to talk to you.


Extreme drought causes home foundation cracks across the Valley

HUNTSVILLE, Ala. (WHNT) – The crippling drought in North Alabama isn’t just hurting farmers and drying up water sources, it could also threaten your home. Foundation repair experts say this is the busiest they’ve been, in the company’s 15 year history.

“The last time we saw a drought like this was in ‘07,” says Ben Bayless, the owner of AFS.

From afar, the Drach family’s home looks in pristine condition. “Very frustrating,” says Jesse Drach. “Inside, we have several cracks getting bigger and bigger.”

When you take a closer look, you can see major cracks have formed, both inside and outside.

The owner of AFS, a local foundation repair company, says this happens when the rain stays at bay.  “These foundation issues are directly linked to the drought,” says Bayless.

Drought conditions affect foundations because when the soil dries, it actually shrinks, causing the foundation to shift or crack.

Unfortunately for homeowners, there isn’t a lot you can do to prevent these foundation issues from popping up.


Wet basement? Here’s what to do

You might not need a waterproofing contractor. You might need to take a few simpler, cheaper steps instead, according to Consumers’ Checkbook.

CONSUMERS’ CHECKBOOK

Wet basement? Thinking about calling a basement-waterproofing contractor? Stop right there.

Many contractors will propose installation of expensive interior drainage systems — even if you don’t need one — when most moisture problems can be solved through less expensive means. You’re more likely to get good results — and save a lot of money — by exploring other possible solutions and hiring a basement-waterproofing contractor only if absolutely needed. If your home was built within the last few years, check the builder’s warranty for clauses on seepage.

Most basements get wet when rainwater runs toward the walls of houses from roofs, yards and driveways. So your first step is to force it to run away from your home.

• Start by cleaning your gutters, repairing holes and making sure the gutters slope toward downspouts and have not come loose from the house, allowing water to fall directly from the roof to the ground. Test downspouts to make sure they spill water at least 4 feet away from the house. You can extend downspouts for less than $15 each; gutter repairs are more expensive. But these improvements are worth the price, even if they do not fully solve your water problem.


Basement and Crawlspace Waterproof Experts Provide Preparation Tips for the Upcoming Season

Waterproof Experts Provide Preparation Tips.
Here are some tips you can observe to help you prevent water damage this coming season. Preparing for the season ahead is best served with the purpose of protecting your home (your family), saving time, and money. Making home investments by taking preparation tips from basement and crawlspace waterproof experts can prevent your finances being dried out in a drought.

. Always check your plumbing – One of the most common reasons for water damage in basements and crawlspaces is a faulty plumbing network. You may have a broken hot water tank system or even a leaking water fixture. And since a great majority of these pipes and water lines run through the basement or other crawlspaces, they tend to get neglected in the process. Take time to review the blueprint of your home and identify where your plumbing is. Otherwise, you can call for experts to try to determine if you have a local plumbing problem.

2. Clean your gutters and downspouts – Your roof is like a large basin that collects water and moisture. If this is not channeled down your spout, then water will eventually have to find a way to go down. And you know where this will lead. Your basement, of course. So, while it is still not snowing and the winds haven’t picked up yet, go up your roof and make sure you don’t have any broken shingles or any roofing material and that your gutters and downspouts are free of any obstruction.


Home Repairs That Can Save Your Budget

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Doing a little bit of maintenance around your home every year can surely prevent costly repairs that you are not expecting. A list of yearly chores for the fall is a good way to keep you organized, and keep your home healthy thought out the year. Here are 4 chores for you to do this year.

1.Tree branches that are too long around your home can be trim to a good size, and help you keep them from damaging your home during a good storm.

2. Cleaning the gutters, and making sure they are debris free, can help you keep the water flowing well.  Water sitting around the foundation of your home will eventually find a way to the basement, and   give you a new set of problems.

3. Inspecting the roof for loose shingles, or other problems can help prevent further damage to the roof.  Inspect the foundation of the home as well.

4.Change your smoke detector batteries, and carbon monoxide detectors as well if you have them.


Six Expensive Home Repairs You Can Avoid With A Little Maintenance.

The cost of owning a home goes well beyond the price you paid for the house itself. When something breaks, you have to fix it, and those repairs can be costly. You can’t foresee or avoid every home repair, but some regular maintenance can save you hundreds — maybe thousands — on some of these big ones.

Inspect Your Roof Every Six Months to Avoid a Costly Roof Replacement.

If you have a loose shingle or a leak in your roof, it will typically cost you several hundred bucks to fix the problem. That’s not exactly spare change, but if the problem goes unaddressed, the damage will cost a lot more in the long run.

When you neglect a leak, water can seep into the insulation and other parts of your attic, which can lead to mould growth and structural damage to your attic’s decking, beams and joints. At this point, you may have to spend tens of thousands of dollars to fix the problem. Duh, that’s what homeowner’s insurance is for, you might think. Bad news, though. Typically, homeowner’s insurance only covers damage that is sudden and not preventable. Most policies won’t cover any expenses you could have prevented with proper maintenance.


Quick Fix Home Repairs You Can (Really!) Do Yourself

Did you know…

There are some quick fix home repairs you can do yourself, at little to no cost?

Patching up those small holes in your wall from nails and screws can be a cinch…with a just a little toothpaste! Squeeze a bit into the hole, and simply use a putty knife or playing card to scrape off the excess!

Scuffed linoleum floors can also be rejuvenated with a little toothpaste just apply some to a dry towel and buff out those scratches. An old tennis ball fitted at the end of a broom handle can also do the job!

Finally, if you have any loose laminate tile that needs to be adjusted, try using an old hair dryer! Hold the dryer a couple of inches away from the tile and move it around until the laminate’s glue softens up. Then, simply reposition as needed! Just be careful not to hold the dryer too close for too long or you’ll burn out the motor.


Video: How a Sump Pump Helps Protect Your Home from Flood Damage

If you’ve ever been the victim of water in your home then you know how much of a hassle and how costly it can be to repair the damage. Having a sump pump in your house is the best defense against flooding. A plumber can install one for you or replace your broken one.

Brad Isley, L.E. Isley & Sons Inc.:  “Anybody that has a sump pump pit needs a sump pump. If you have a basement you have a sump pump pit and if you have a crawlspace you’ll have a sump pump pit so you’ll need a sump pump. Older homes sometimes do not have a sump pump pit and there are companies out there that will put those pits in and run the piping. There are a lot of different model, sizes, and horsepower on a sump pump. It’s based on your application. A traditional home uses a 1/3 horsepower sump pump. Some of your larger homes or large commercial buildings use 1/3 or 1 horsepower sump pump.